Financial Planning

MMR financial Consultants Ltd has been established by Macilvin Moore Reveres LLP to meet the needs of our clients in all aspects of personal and corporate financial planning.

David Schiller has joined the company as a senior financial consultant. A few details about David are listed below:

• He has worked for 13 years in financial services
• Previous companies include Nat West, Friends Provident, Giant and Thomson Employee benefit consultants
• David is 40 years old, married with a son and daughter Max and Molly.
• David has a keen interest in sports, having played football, cricket and basketball at high levels. He now coaches NBL Division 1 basketball team London United.

David has a good in-depth knowledge as an Independent Financial Adviser of relevant planning issues. He specialises in small to medium size corporate financial planning and investment, and inheritance tax advice.

His independence ensures that we are able to give you the best advice for your particular circumstances.

By taking time to get a good understanding of an individual's plans and ambitions he is able to provide a proactive, holistic and tailored service normally only associated as being available to large corporations.

He is able to meet with you at the time that best suits and can offer either a fee or commission based service. With the financial services industry changing rapidly it is in your interest to seek an independent service and David has access to a variety of planning tools to best suit your needs.

In a few words, we offer you a full wealth management facility.

A brief synopsis of issues to consider are:

Investments
Is your money working hard enough for you? Is it in tax efficient vehicles that are available to you? Are you concerned about risks involved in investing money, as you can invest in more cautious approach funds if it suits your attitude?

Pensions
If you have a pension fund with high charges you may be losing out on your projected retirement fund. There are cheaper options now available through the introduction of stakeholder pensions, you may be much better off by reviewing your current pension schemes, please seek our advice.

If you have no pension or are under funded, then you need to consider tax efficient methods of saving for retirement, be it personally or through your business as a tax efficient expense.

With Pension simplification approaching in 2006 the rules are changing and it is worthwhile finding out what is available to you. you may be aware that you are able to now have more control over your funds within a SIPP which could include residential property, shares, cash and bonds.

Protection
If you have a family or a property or a business, are concerned about what happens to your loved ones in the event of your death, then you should talk to us. We can also help you with planning for critical illness, long term illness or providing private health care. We can also look into more complicated issues for business such as partnership protection, director share protection and debt protection, all in the event of illness or death.

Mortgages
Whether moving home or just looking for a better deal we can introduce you to the whole market place of mortgage lenders.

Inheritance Tax Planning
The average property price alone pushes most people above the £255,000 allowance for inheritance tax, which has to be paid at 40% above the nil rate band. It is highly recommended that you plan early, as your hard earned savings and assets may be eroded substantially for your family.

School fees planning
Want to send the children to private school or university? Then you should start planning now. It is possible to reduce the overall cost by planning early and investing wisely.

Long term care planning
As an ever ageing population we are finding our estates seriously eroded by the actual cost for long term care and retirement homes. It is possible to plan for this costly situation that many families find their loved ones in.

Non-regulated products
With the financial services industry changing rapidly we have access to innovative products designed to enhance tax allowances available to high net worth individuals and we can offer advice on VCT's, film partnership schemes and other tax efficient individual schemes.

Require more information?

If you would like more information or would like to ask us a question then call us on 020 8863 1234. To ask us a question online click here.